Verify all credit applications related documents are complete and complying with approved policy and CBE regulations
Must be able to detect fraud applications & ensure that good quality of credit applications is processed
Ensure the standard Operating Procedures for credit underwriting, verification, documentation, delegation is compliant with policy and any exceptions are to be regularly reported to management.
Communicate major deficiencies & policy violations to direct manager to take the needed corrective actions to maintain a good healthy retail credit portfolio.
Provide the needed support with Recommendations with additions & modifications to credit policy, product manual & Operational procedures.
Thrive to maintain good healthy retail credit portfolio through checking various reports such as I-Score reports, CBE Negative list to check credit history and DBR calculations
Conducting contact point verification (CPV) with customer, STL/HR checks with employer, residence verification and mobile verification (If required by credit policy)
Ensure quality of service to Internal & External customers by adhering to the committed turnaround time.
Qualifications and Experience:
Bachelor’s degree in Business Administration, Accounting, Economics or a related field.
For the Retail Credit Reviewer role 0-3 years of experience of relevant experience
For the Retail Credit Senior Reviewer role 3-5 years of relevant experience
Experience within the Banking Industry is preferred for the credit reviewer role and is a must for the senior reviewer role.
Skills:
Excellent command of English and Arabic languages (written and spoken)
Excellent decision making and negotiation skills
Excellent communication skills
Excellent planning and organizing skills
Good Use of Microsoft office tools
Good Business Acumen of external market and up-to date market trends and practices
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